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No Money Down Bankruptcy Attorney in Stafford VA - Call Now (703) 494-3323 or visit https://fishersandlerlaw.com
We are excited to announce: "$O Money-Down" ch. 7 Bankruptcy in Stafford,VA.
Using our "$O Money-Down" Bankruptcy program in Stafford Va filing for bankruptcy requires no money out of pocket.Zero money to wipe out debt.
In other words, $0 money down to take back control of your life. As well as, no money to stop the non-stop phone calls from creditors. This also means, zero money down to end a home foreclosure in Stafford Virginia.
Too many family members in Stafford,Va get too deeply mired in deep in debt, and then find that they don’t have the expertise to handle their bankruptcy and can’t afford an experienced bankruptcy attorney in Stafford VA to help them since lawyers generally want to be paid at the desk.
This is why I started to offer something called a "$O Money-Down" Bankruptcy to our clients. I got into this profession because I wanted to help people, and this helps our clients to have a successful bankruptcy, pay their fees on a set schedule, and to get relief from the creditors that are grinding them down. People who need to file for chapter 13 are not deadbeats. They are all too often good people who got into a bad situation, and I believe in them enough to offer this service. I believe in you enough to offer this service close by Stafford VA.
During your no-obligation consultation in Stafford,Va Fisher-Sandler,LLC will explain the bankruptcy process and determine whether you meet the legal requirements to file chapter 7.
When the debts become overwhelming and hard to keep up with in Stafford Va chapter 7 may be the answer for some. Consulting a experienced bankruptcy lawyer could give you a fresh start with your finances.
If you are struggling with loan obligations, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or vehicle repo, filing for chapter 7 bankruptcy may provide you with financial relief close by Stafford Va.
An experienced bankruptcy attorneys near Stafford can help you evaluate whether you should pursue a chapter 13 under which to file. Bankruptcy Attorneys can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
People wind up filing for chapter 13 bankruptcy for many reasons, often involving outside forces or unforeseen expenses: Medical debt and unexpected health care costs can quickly spiral out of control, consumer credit card debt can accrue due to business expenses or needing to use a credit card during periods of unemployment and low cash flow, investments in the stock market, real estate or other financial vehicles might suffer due to a financial crisis, or a supply chain shutdown can cause debt to cascade in times of pandemic (such as the coronavirus/COVID-19 outbreak) or due to oil price fluctuations. In any of these situations, a experienced bankruptcy attorney can help you find the best course of action for your family.
If you are considering filing for Chapter 7 or Chapter 13 bankruptcy, you may be experiencing creditor harassment or stress related to financial uncertainty. Our bankruptcy lawyer in Stafford are ready to step in and provide a clear understanding of the bankruptcy filing process, what to expect and next steps. Get started by contacting us for a free consultation today.
Fisher-Sandler Stafford, VA 22554 (540) 274-5566 https://fishersandlerlaw.co/bankruptcy-attorney-stafford-va
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No Money Down Bankruptcy Attorney in Stafford VA
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How Long Does Bankruptcy Affect Your Life?
If you have recently filed bankruptcy or are considering filing, you may feel as though your credit will be ruined forever. While bankruptcy does affect your credit, it may not be as horrible as you envision. While it is true that bankruptcy will stay on your record for 10 years, as time passes and you pay your bills on time, its negative effects will decrease over time as you build a positive credit history.
Reasons For a Corporation to Consider Filing For BankruptcyThe marketplace has a significant capacity to reward an entrepreneur who has a genuinely innovative and useful product or service to offer. Certainly, the prospect of monetary success acts as a strong lure for the creative and industrious people who endeavor to open their own businesses. The reality, however, is that few companies are able to achieve extreme financial successes and many do not even remain functional as going concerns beyond the first several years. At times, however, both new and established businesses may find themselves in a position where they are increasingly unable to keep up with financial obligations, and a bankruptcy filing may offer the most suitable option.
Green Shoots in the Economy - Bankruptcy Increases by 100%In another sign that the average American is becoming increasingly desperate as the current recession deepens, bankruptcy filings are up 100% since the year 2007, according to data recorded by the US Courts. With more economic difficulties and fewer jobs to go around, people just have decreased (or no) income to pay their debts, whether they are credit cards or home loans. The rise in bankruptcy filings is also occurring despite the banks' and lawmakers' attempts to create a modern version of the debtor's prison.
Bankruptcy and Buying a Home TipsHave you recently gotten out of bankruptcy and buying a home is one of your worries? Keep your fears at bay and do not lose hope. You can still get financing for a home even if you have filed bankruptcy, have had bad credit, or have gone through a foreclosure.
Liens in Bankruptcy CasesA lien is, in short, a claim by a creditor on the property or assets of a debtor. When an individual files for bankruptcy, some liens that could otherwise be collected upon can become avoidable through details of the Bankruptcy Code.
Ohio Chapter 13 - Which One Should I File?It is important to understand that there are still many benefits to filing Ohio Chapter 13 Bankruptcy. Filing Ohio Chapter 13 can also help you prevent foreclosure if you're behind on the mortgage for your Ohio real estate, which is a benefit not gained by filing Chapter 7 Bankruptcy.
Introducing Birth Bonds to Help Overcome Bankruptcy at BirthEver heard of "birth bonds"? It's a new idea about how to provide additional financial security for a new baby and younger children. It is meant to assure they have a legacy to use later in their lives. It would not add to the budget deficit and may actually help alleviate some concerns about Social Security.
Creditor Exposure in Retail BankruptciesChapter 11 bankruptcy filings of large retailers fundamentally change the relationship between the bankrupt debtor and their vendors, suppliers, and landlords. While a myriad of other issues are implicated, this article discusses how executory contracts and unexpired leases which the debtor entered into are subject to rejection and how payments received from the debtor in the 90 days prior to the bankruptcy filing can become characterized as preferential transfers which may be avoided.
San Bernardino Bankruptcy Lawyers - Helping You Through One of Life's Toughest TimesSan Bernardino County has been one of the hardest hit economically during the Great Recession of 2007-09. Unemployment stood at 14.6 percent in October 2009 in what the Bureau of Labor Statistics calls the Riverside-San Bernardino-Ontario Metropolitan Area.
Ohio Chapter 11 Bankruptcy - What Is It?In Ohio when you file Chapter 11, Ohio Revised Code Section 2329.66 dictates that your creditors will vote on any plan you propose. Once your creditors agree on the plan, it will become legally binding. This is your opportunity to create a plan that you can afford to repay and that will satisfy your creditors.
How Does Renting an Apartment Effect Bankruptcy?If you have filed bankruptcy or are considering doing so, you may be concerned with the possible effects on your life. You may wonder how you will ever get a loan or credit card, but most importantly, a place to live. Renting an apartment after bankruptcy is possible; you just need to be prepared.
Legally and Ethically Eliminate Credit Card Debt - Avoid Bankruptcy, Consider a Debt SettlementAs I am sure you already know, bankruptcy shouldn't be used as a way to achieve debt relief; it should only be used as a last and truly last resort. However, you might be looking at a bank account with not much money in it, at an answering machine full of calls from debt collectors, a stack of bills taller than you could imagine, and you might be facing a load of stress.
Can You Modify a Loan After You Filed For Bankruptcy?There is a myth floating around that filing bankruptcy will stop a home foreclosure. While it may delay the process, it does not stop it entirely. The only way to stop foreclosure is to pay off your home loan. The ways to do that is to sell the home, refinance or apply for a loan modification.
Bankruptcy Boom During the RecessionThe National Bankruptcy Research Center has issued a report that states personal bankruptcy filings are up 34% in January 2009 as compared to January 2008. This high increase in bankruptcies is no doubt linked to the current economic crisis. It is a fact that we are in a recession, as a recession is defined as two quarterly declines in the gross domestic product (GDP).
Bankruptcy Law - Know Its Changes and Limitations Before You Decide to Declare BankruptcyBankruptcy law has undergone a number of changes in recent years. Most notably, the major credit card companies lobbied congress furiously in 2005 and, as a result, some major reforms were brought in.
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